CostGuard "You Deserve Peace of Mind"

Protect yourself from the high cost of mechanical failures. Having the peace of mind knowing you have a warranty that protects you will help you sleep a little better at night. As a CostGuard service agreement holder, you can expect to receive personalized customer service in the event you have an unexpected mechanical failure that is covered by your CostGuard plan. You will even receive benefits such as trip interruption assistance, lock-out assistance, jump-start assistance, flat tire assistance, fluid delivery. tire road hazard coverage, and towing coverage.

 The Benefits:

1. Financial assurance against costly repairs for covered mechanical failures.
2. Future protection against inflation of expenses on covered repairs.
3. May increase vehicle resale value because coverage is transferable (subject to qualification and transfer fee in most states).
4. Honored at most licensed repair shops in the United States and Canada.
5. Customized customer ID card and coverage booklet.
6. Can be financed along with the purchase of your vehicle.
7. Direct claim payments to repair facility.
8. Toll free claim assistance line.

For pricing and and other questions, contact a Motorcars finance manager at 216-321-9100.

Gap Coverage: What you need when your auto insurance leaves you stranded.

How good is your protection against total loss?

Motor vehicle thefts are on the rise nationwide while theft recovery rates are on the decline. In 2003, 16% of vehicles involved in crashes were totaled by insurance companies as compared to 8% in 1992. So, the chances are increasing that theft or an accident will leave you facing the total loss of your vehicle. The problem is the value of your vehicle may be less than the amount you owe on your loan at the time of total loss. In many cases this will leave you responsible for paying the difference between the two - the "gap."

Gap coverage is designed to help cover the "gap" when faced with total loss of your vehicle. With this exceptional coverage you also may receive coverage up to $1,000 of your primary insurance detectable, where allowed by law. Your GAP benefit payment may vary depending on the circumstances of your loan balance at the time of loss; please refer to your contract.

For pricing and and other questions, contact a Motorcars finance manager at 216-321-9100 .

NSD: Tire and Wheel Road Hazard Protection Plan  "Keep Your Car Rolling"

Protect yourself from having to pay costly repairs on damage to your tires, wheels, or rims from potholes, rocks, wood debris, metal parts, plastic or composite scarps or any item causing tire, wheel, or rim damage beyond normal wear and tear. Your coverage includes repair or replacement coverage for tire and rim (includes mounting, balancing, and taxes) and emergency road assistance benefit.

The Benefits:

1. Flat tire coverage
2. Tire replacement if the tire is not repairable
3. Wheel and Rim protection
4. The cost of mounting, balances, and taxes will be covered for any tire on your agreement.

For pricing and and other questions, contact a Motorcars finance manager at 216-321-9100 .

LO JACK : The world leader in stolen vehicle recovery

When it comes to protecting your new vehicle, there's no more effective system than LoJack, the world leader in stolen vehicle recovery. The LoJack stolen vehicle recovery system is the only system that works directly with police to recover your stolen vehicle before serious damage can be done.

Get even more peace of mind with the LoJack early warning recovery system, which alerts you if your car as been moved without your permission. If your car is moved you can receive a message by phone, email, or pager.

The Benefits:

1. Over 90% of vehicles equipped with LoJack are recovered.
2. If your vehicle is not recovered within 24 hours, the limited two year recovery warranty will cover the cost of your LoJack system up to MSRP.
3. 2 billion dollars in stolen assets have been recovered to date.
4. LoJack may entitle you to an insurance discount.
5. Over 100,000 vehicles have been recovered nationwide.
6. Most LoJack equipped vehicles are recovered within hours.

For pricing and and other questions, contact a Motorcars finance manager at 216-321-9100 .